Everybody needs to invest otherwise their capital will be eroded purely by the rate of inflation.

Where to invest is a major dilemma faced by investors. Another dilemma is “what do I want from my investment?” The measure of a good investment is not how much money you earn, but whether or not the value of your investment has increased your future purchasing power?

How do investments work? Financial Intermediaries like banks, pension funds, and the stock market channel money from savers to borrowers. Borrowers create businesses & factories. They build roads, cars and schools. They research cures for cancer. They discover new technologies to make our lives better. True financial investment requires economic forces to work, they require time and the payoff for the borrower and the investor is future purchasing power.

Risk and Time are two elements you must fully consider when making financial decisions. Any investment designed to make money quickly is not an investment but instead speculation or gambling.

We specialise in providing good investment solutions suitable for your needs, objectives and attitude towards investment risk. As you know throughout life your investment requirements will change. You may start out saving money to put a deposit down for your first home. Then saving into a pension fund for future retirement or saving into a savings plan to fund school and university fees for your children. Whatever your reasoning, most people have placed an investment at some point in life.

Why do I need Insurance

Our clients often ask us “Why do I need Insurance?” The purpose of Insurance is to protect the insured from catastrophic financial loss. An Insurance contract basically transfers risk from the relatively risk adverse (the insured), to the relatively risk tolerant (the insurer).

For these two very simple reasons, we believe insurance is the greatest financial invention that helps everyone sleep easier at night.
Expatriates are often disadvantage when it comes to Insurance as product choice and affordability can be limited.

At Astute we aim to provide comprehensive

Products from a variety of multinational insurance providers that increases choice and reduces cost for the expat consumer.Expats can’t compare insurance prices on price comparison sites the way they would if they were living in the UK or the US for example.

Astute is your one stop shop, whether you are looking for a Single Trip or Annual Multi Trip Travel Insurance policy, International Private Health Insurance, Life Assurance or Home & Car Insurance, we have all your insurance needs covered regardless of your age, health and residential status.