Expats are being reminded to ensure they have taken out a travel insurance policy which includes ‘pre-departure’ cover, after a recent survey found that most of short-term travel insurance claims relate to trips which had to be cancelled or amended before they even begun. A study of thousands of holidaymakers recently published in the International Travel & […]
From soaring market returns, solid and dependable government bonds and even cash protected in some way from the debilitating impact of inflation in the past, investors are now left with a bleaker future ahead, investment managers have warned. The regulator has backed this glum prediction with the Financial Conduct Authority’s latest consultation paper confirming its estimate for[…]
Want to turn £1 into £300? Invest in equities. Want to turn £1 into £22,000? Reinvest dividends – such is the power of compound interest. These figures aren’t plucked from thin air – they represent the movement of the US stock market in the 20th century. Albert Einstein called compound interest the eighth wonder of the world[…]
In 2017 the world went mad for Cryptocurrencies, with some analysts predicting it’s a bubble waiting to burst and others predicting the future will be dominated by digital currencies. A cryptocurrency is a medium of exchange like normal currencies such as USD, GBP & TRY, but designed for exchanging digital information through a process made possible by certain principles[…]
First of all, it’s important to establish the difference between a Financial Advisor and an Independent Financial Advisor (IFA). What makes an IFA different is that they are independent – that means they aren’t acting on behalf of any particular product provider or any other body. They usually work for themselves, acting on behalf of you, the[…]