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For Families

Your family is not an important thing. It's everything

School Fee Planning

Regular Savings Schemes

Protection & Life Assurance

Health & Travel Insurance

We can help Build & Protect your family's future

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For Couples & Individuals

Expect the best, Prepare for the worst. Capitalise on what comes

Retirement Planning

Pension & QROPS Transfers

Offshore Investments

Tax Advice & Wills

We will provide strategic planning to produce positive results

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Property for Pensions

Beautiful, Tangible & Solid. This is why everyone should invest in Real Estate

UK & International Properties

Property For Pensions

Finance & Loan Options

Help To Buy Schemes

Introducing you to new & exciting UK & International
Property Investment markets

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Have you thought about Property for your Pension?


With the ability to accuratley assess situations and turn this to one's advantage.


Our Team are Fully Qualified,
Competent, Skillful & Assured Individuals.


Acting with care
& thought for the future.


Providing Safe Financial
Planning to Protect Your Bubble .

Our Company

Astute FMA - Independent Financial Advisors - A Family meeting with an IFA

Astute Financial Management Associates Ltd  is a privately owned independent financial advisors Company registered and based in North Cyprus. Established in 2006,

The company provides financial planning advice to the local and expatriate communities, as well as expatriates based in over 30 countries.

Specialising in personal financial planning so you don't have to

Scott Kennedy Director

Our Expertise

Do you hold private & or company pension plans? Do you live overseas or plan to reside abroad in the forseable future? Why not take advantage of attractive overseas pension relocation options?

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Do you wish to invest your capital for growth & or income? Do you require investment returns above current cash deposit rates? Would you like your capital investment & returns to be tax efficient?

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Reducing the tax burden is key for most expats moving around the world, so we’ll help you choose the better options and take care of your tax returns and annual reporting for you, as required by law.

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Latest Posts

A little Piggy Bank - Astute FMA - Resolve to Get Your Finances in Shape for 2017
Feb, 08

Resolve to Get Your Finances in Shape for 2017

The new year is a good time for reflection and review of your finances. In 2017 make sure this includes your savings and investments, tax planning, pensions and estate planning. As well as considering any global and local developments that may affect you this year,…. Read more

Apr, 14

How you can trace your lost UK pension funds.

The Missing Pension Riches that could be yours! How you can trace your lost UK pension funds. We are regularly warned that an almighty UK pension crunch lurks on the horizon for Britain.  Yet hundreds of thousands of people may be owed over 3 billion…. Read more

Nov, 26

Bad News for UK Buy to Let Investors

As Britain launches biggest building programme in over 30 years.  How will these changes impact on UK Buy to Let Investors?   The UK government has launched the biggest house building programme in over 30 years.  The new Spending Review measures will create 400,000 affordable…. Read more

How to Double Your Money in Half the Time
Oct, 14

How to Double Your Money in Half the Time

How to Double Your Money in Half the Time Want to turn £1 into £300? Invest in equities. Want to turn £1 into £22,000? Reinvest dividends – such is the power of compound interest. These figures aren’t plucked from thin air – they represent the…. Read more

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About us

Astute FMA is a professional company of experienced practitioners serving a worldwide clientele, and is dedicated to the provision of specialised Financial Planning services to residents and international investors alike.

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